64% of Americans don’t even have the most basic estate plan – a will.
–USA Today | here
Estate and gift planning is one of the most important elements of any financial plan that an individual or a business owner can develop for themselves and their families. Berlin Ramos’s advice and planning can help you secure your family’s future and reduce the tax burdens that may lie ahead. We also work hard to provide you with strategies to ensure your gift and estate plan complies with all federal and state tax rules that continually change.
We work closely with your attorneys, financial or investment advisors, insurance agents, and bank representatives to customize and implement an estate and financial plan in your best interest, and one that is prepared to adapt to life changes.
We can help you develop a personalized estate plan that involves determining the distribution of your assets through gifting strategies, wills, and other tools (such as trusts and insurance) that look out for the people who are most affected by it – your family members and other heirs.
As this process continues over time and you develop the need for trust, gift, or estate tax reporting, our team of tax experts will take over and work closely with you and your representatives to ensure your intentions are properly and timely reported to the government. This highly technical compliance area is supported by specially trained professionals who can navigate you through this complex tax reporting area.
Who We Serve
Get to know our management
Meet Alan A. Bergamini
Principal | CPA, CFP, PFS
Alan Bergamini is Director of Tax and Financial Planning Services at Berlin Ramos. Alan earned his Certified Financial Planner (CFP) designation in 1984 and has been providing financial planning and estate and trust planning services to individuals and businesses for over 20 years. He also specializes in individual and business income tax planning, having earned the Personal Financial Planning Specialist (PFS) designation from the American Institute of Certified Public Accountants.