More than 75% of employees say that the benefits package is extremely or very important in their decision to accept or reject the job.
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Top-quality employees are a key to any business’s good fortune. To recruit and retain these employees, your company must offer a competitive and valuable benefits package.
Berlin Ramos has invested heavily in both a highly skilled staff and the latest technology to administer hundreds of qualified retirement programs. As a business owner, making the right choice from the multitude of plans available is understandably difficult. Our staff understands their intricacies and can assist you in choosing the one that best balances cost and benefits, and has the most favorable impact on your bottom line.
As a Berlin Ramos client, we help you custom-tailor and administer 401(k), 403(b), profit sharing, cash balanced plans, and employee stock ownership plans, always considering their specific requirements to ensure delivery of the intended benefits to the business owner and your employees.
We administer hundreds of qualified benefits plans. Our team of third-party administrators (TPA’s) understands the intricacies of benefit plan decisions. We can assist you in choosing the plan that best balances benefits and costs for the most favorable impact on your bottom line, through services such as:
- Plan design and administration
- Record keeping and valuation
- Administrators’ reports and employee certificates
- Compliance testing
- Government reporting
- Calculation of benefits
- Loan and distribution processing
- Trustee liability considerations
Our approach to plan design also includes methods to simplify the complicated administrator tasks of assuring the necessary compliance. As your needs change, we can redesign, alter, or if necessary, add additional plans, ensuring you meet the requirements of delivering the intended benefits to your employees.
In addition, if your plan has grown to the level where you require an employee retirement plan financial statement audit to comply with Department of Labor requirements, Berlin Ramos is a member of the AICPA Employee Benefit Plan Audit Quality Center and has a specially trained audit team to handle this engagement, so you will gain more useful information about the plan’s performance and benefits, as well as staying in compliance with ever-changing rules and regulations.
Who We Serve
Get to know our management
Meet David Flinchum
Principal | CPA
Since joining Berlin Ramos in 1988, David Flinchum has developed specialty areas in qualified retirement plan administration and planning, individual and business income tax planning, and estate and trust planning. David serves as Berlin Ramos’s Director of Retirement Plan Services. He has been a guest lecturer at educational seminars sponsored by the Maryland Association of CPA’s, and has also lectured on income tax planning and retirement planning issues to various members of the Washington, DC area business community.